Does the Credit Card Debt Survival Guide Deliver?

By Will Manning

Does eliminating credit card debt by simply not paying it work? Mel Thompson, the author of the Credit Card Debt Survival Guide, found that with the right preparation and attitude it does work.

This may sound like another credit card debt relief scam, but it is not. All the author's facts and recommendations are attributed to the original sources with links to main stream media stories and web sites.

The conventional way to eliminate credit card debt is to work with creditors to negotiate a lump sum or monthly payment settlement. This guide covers these usual methods first. Then it explains all the debt consolidation, settlement and elimination scams used by debt relief firms to cheat debtors. There are detailed chapters for overcoming debt collectors, winning court action and arbitration, finding help and credit repair. Readers can take what applies to their situation and put their credit card debt behind them without paying it.

While some readers may be initially intimidated by the guide's 240-page length, the quick links in the 76-item table of contents make navigating the information easy. On the other hand, the book has enough detail to cover most specific legal credit card debt elimination situations. The author makes the effort to attribute information to third party credible sources, providing live links to relevant web sites and original consumer forum postings for further investigation. As Credit Sabre, Thompson spent months monitoring those forums to add other credit card debtors' experiences to his own.

Bad information, guilt, ignorance and shame are the largest obstacles to eliminating credit card debt by not paying. The author puts you in a positive frame of mind by explaining what little power debt collectors really have and how hard it is for collection attorneys to legally document unsecured credit card debt.

New purchasers of the Credit Card Debt Survival Guide (http://www.credit-card-debt-survival.com, $47.00) get free updates and the Credit Card Debt Survival Newsletter for six months. There is also a no-questions-asked 90-day money-back guarantee. - 31377

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