A Few Thoughts About Christian Debt Consolidation

By Imus Jackson

The economy may be in the tank, but one thing there is plenty of in these here United States, is debt. Most of us are in the same sinking financial boat with no oars, and our debt ratio is so totally out of whack that we need help getting ourselves back on dry ground with steady legs underneath us. The best way for the majority of folks who are in severe debt crises, is to consult a debt consolidation service for help; and one of the services that stands out in the crowd because of its name is Christian debt consolidation services.

What is the reason that a debt consolidation service would want to advertise to the world that it follows the tenets of Christianity and you would be better off dealing with them than with any of those others down the road that have no religious affiliation. There most likely are two basic reasons: one, that the service is really run on an above board, very honest and forthright basis, with people who believe in what the Bible says on how you should live your life, and perform their work as a debt service in the very same way: or, two; it is a front for duping people into thinking their finances and crushing debt load will be handled in an honest way; when in actuality it is run by just the opposite kind of people, who are simply out to make a buck, and take your money any way they can.

We are surrounded with corruption in our every day lives, from the White House on down through all the levels of government, to the average business man on the street. So what's to say that a business is on the up and up, just because it claims to be a Christian debt consolidation service. Does that make them more honest? Or is it just a hook to get the average Joe Blow with debt problems to come in the door because he thinks he'll get a fairer deal than with any of the thousands of other debt services that there are out there.

But, there is the flip side of that same coin. Suppose the operation was run by someone who was using the religious angle to get business in under that very idea, and duping people into thinking that their interests were at his heart, and that they would be safe in dealing with him. It's hard to tell the shysters from the good guys, and how do you make the decision whom to go with, when both guys are playing the same card as a Christian debt consolidation service.

One thought that occurs to me about that is the Better Business Bureau first of all, and then, go by public opinion---word of mouth. Nothing is more accurate for the most part, than talking to folks who have had first hand experience with the service you are thinking of dealing with; and getting their take on what the whole operation is like. The BBB is a good reference point in getting an overall picture of the performance of an operation, and how many people have taken the time to send in remarks about the company in question; but it is not infallible. I have had experiences where I have checked out a service with the BBB, and found nothing amiss; and then got burned big time-----it's happened more than once.

I guess the mantra here would be; buyer beware. Check out as many avenues as you can before you deal with one of these services that claim to be a Christian debt consolidation service, and get the full picture before baring your soul financially to them. Just because they state that they follow a Christian way of life in dealing with people, doesn't mean that they actually do.

Long ago, when one man made a deal with another, or gave his word; the two parties would shake hands and that was good enough to seal the deal, and both sides honored that tradition as the solemn contract that it was. Well, not so today sadly. The world is filled with double crossers, forked tongued sales people, amoral businessmen, and just plain crooks that are out to take what you have for themselves. So, beware and be careful. If a service says it is a Christian debt consolidation service and says it follows the principles set forth in the Bible, check it out and make sure it does, before you start any dealings with them, just to protect yourself to the fullest. - 31377

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